The stress-free way to the perfect model

Buying new gives you the benefit of the latest advances in safety and security, comfort, performance and fuel efficiency but there are pitfalls to be avoided – hidden extras can bring nasty surprises, and rapid initial depreciation means that buying new comes at a price.

Budget carefully:

Aim to keep a new car for at least three years to spread the cost of rapid initial depreciation

Make sure your budget includes insurance and road tax

If you need to borrow money, shop around for a suitable loan before visiting the dealer – you'll almost certainly get a better deal
than you would with the dealer's own finance.

Watch out for hidden extras:

Check the price covers delivery charges and number plates

Make sure any special features or extras you want are included in the price

If you're part– exchanging, price your car realistically

Get an idea of your car's value based on its age, condition and mileage

Focus on the 'cost to change' – if you negotiate a good discount on a new car, you're unlikely to get a generous trade–in for your old car

Be wary of advertised minimum trade–in offers – they might look attractive, but may only be available if you take the dealer's finance package

Go on, haggle:

Many dealers will have allowed for bargaining in agreeing a price

Remember your budget?

Agree collection or delivery arrangements:

Don't hand over money until you're satisfied with the collection or delivery arrangements

Familiarise yourself with the warranty conditions before you sign anything:

You may need to fork out for routine checks done to ensure the long-term anti-corrosion warranty remains valid

Check your 30-day no–quibble exchange plan:

If you're offered one, read the terms and conditions carefully

Don't be pressured into buying:

Remember - If in doubt, walk away!